Car accidents can be caused by a variety of different factors. In some cases, they are due to driver error, while in others, they may be the result of weather conditions or mechanical problems with the vehicle. Here are some of the most common causes of car accidents:
- Driving under the influence of alcohol or drugs
- Distracted driving
- Reckless driving
- Failing to yield the right of way
- Running a red light or stop sign
- Making an illegal turn
If you’ve been involved in a car accident, it’s important to consult with an experienced personal injury attorney who can help you determine the cause of the accident and who may be held liable for your injuries.
What Does it Mean When My Car is Totaled?
If your car is totaled in an accident, it means that the cost to repair the vehicle is more than the actual cash value of the car. In other words, it’s not worth repairing. When a car is totaled, the insurance company will generally pay you the actual cash value of the vehicle minus your deductible. However, if you still owe money on your car loan, you may be responsible for paying off the remainder of the loan even though you no longer have the vehicle.
If your car is totaled and you don’t have gap insurance, you may owe your lender money. Gap insurance covers the difference between what you owe on your loan and what your insurance pays out if your car is totaled. It’s important to have gap insurance if you’re still making payments on your vehicle. If you’ve been involved in a car accident and your vehicle has been totaled, contact an experienced personal injury attorney who can help you navigate the claims process and get the compensation you deserve.
Who is at Fault if My Car is Totaled?
Determining who is at fault in a car accident can be a complex process, as there are many factors that can contribute to an accident. In some cases, multiple parties may be at fault. An experienced personal injury attorney will conduct a thorough investigation of the accident to determine who is liable for your injuries.
If your car is totaled in an accident, you may be able to file a property damage claim with the at-fault driver’s insurance company. This type of claim will generally cover the cost of repairing or replacing your vehicle.
How Can a Personal Injury Lawyer Help Me?
If you’ve been involved in a car accident, you may be facing a long road to recovery. You may be dealing with extensive property damage, medical bills, and lost wages. An experienced personal injury lawyer can help you navigate the claims process and get the compensation you deserve. Contact our law firm today at 219-400-2200 for a consultation with our team.